Protection Partners
Reverse Mortgage Estimator
Find out how much
your home could release.
Enter your age and property value to get an instant estimate of your borrowing capacity. No personal details required — just an honest number.
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Please complete all fields to see your estimate.
Estimated borrowing capacity
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Property value
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Max LVR
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Mortgage
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Net available
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You remain the registered owner of your home
No regular repayments required
No negative equity guarantee
30-day cooling-off period
Equity protection option available
Independent legal advice required
This calculator provides an indication only based on standard reverse mortgage lending criteria. Actual amounts depend on your individual circumstances, property location and condition, and the lender's credit assessment. Maximum lending is 50% of property value. Independent legal advice is required before proceeding. Protection Partners Limited is a referral service only and does not provide financial advice.
900K+
New Zealanders aged 65 and over
$1.3B
In reverse mortgages currently held in NZ
33%
Of NZ homes are mortgage free